Welcome to ProsAdviser! These Terms and Conditions outline the rules and regulations for the use of the ProsAdviser website, located at [Your Website URL]. By accessing this website, we assume you accept these terms and conditions in full. Do not continue to use ProsAdviser if you do not agree to all the terms and conditions stated on this page.
1. Introduction
These Terms and Conditions govern your use of our website; by using our website, you accept these Terms and Conditions in full and without reservation. If you disagree with these Terms and Conditions or any part of these Terms and Conditions, you must not use our website.
2. Definitions
- “Website” or “Site” refers to ProsAdviser.
- “We,” “Us,” or “Our” refers to the owners and operators of ProsAdviser.
- “You,” “Your,” or “User” refers to the individual accessing or using the website.
- “Content” refers to any text, images, videos, or other material available on the website.
3. Use of the Website
3.1 Eligibility
You must be at least 18 years of age to use this website. By using this website and agreeing to these Terms and Conditions, you warrant and represent that you are at least 18 years of age.
3.2 License to Use Website
Unless otherwise stated, ProsAdviser and/or its licensors own the intellectual property rights published on this website and materials used on ProsAdviser. Subject to the license below, all these intellectual property rights are reserved.
You may view, download for caching purposes only, and print pages, files, or other content from the website for your personal use, subject to the restrictions set out below and elsewhere in these Terms and Conditions.
3.3 Prohibited Uses
You must not:
- Republish material from this website (including republication on another website).
- Sell, rent, or sub-license material from the website.
- Reproduce, duplicate, copy, or otherwise exploit material on this website for commercial purposes.
- Edit or otherwise modify any material on the website.
- Redistribute material from this website except for content specifically and expressly made available for redistribution.
4. Affiliate Links and Advertising
4.1 Affiliate Disclosure
ProsAdviser participates in various affiliate marketing programs, which means we may earn a commission from products or services purchased through links on our site. These affiliate relationships do not influence the content, topics, or posts made on the site.
4.2 Third-Party Links
The website may contain links to third-party websites or services that are not owned or controlled by ProsAdviser. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.
By using the website, you expressly release ProsAdviser from any and all liability arising from your use of any third-party website.
5. User Content
5.1 User Contributions
You may be able to post reviews, comments, and other content; send communications; and submit suggestions, ideas, questions, or other information as long as the content is not illegal, obscene, threatening, defamatory, invasive of privacy, infringing on intellectual property rights, or otherwise injurious to third parties.
5.2 License to User Content
By submitting content, you grant ProsAdviser a non-exclusive, royalty-free, perpetual, and irrevocable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media.
5.3 Content Monitoring
We do not pre-screen User Content but reserve the right (but not the obligation) to remove, edit, or refuse to post any User Content in our sole discretion.
6. Intellectual Property Rights
6.1 Ownership
All content on this website, including text, graphics, logos, images, audio clips, and software, is the property of ProsAdviser or its content suppliers and protected by international copyright laws.
6.2 Trademarks
The trademarks, logos, and service marks (“Marks”) displayed on the website are the property of ProsAdviser or other third parties. You are not permitted to use these Marks without prior written consent from ProsAdviser or the third party that may own the Marks.
7. Disclaimer of Warranties
7.1 No Warranties
This website is provided “as is” without any representations or warranties, express or implied. ProsAdviser makes no representations or warranties in relation to this website or the information and materials provided on this website.
7.2 Content Accuracy
While we strive to ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we commit to ensuring that the website remains available or that the material on the website is kept up to date.
7.3 Third-Party Products
Any product claims, statistics, quotes, or other representations about a product or service should be verified with the manufacturer, provider, or party in question.
8. Limitation of Liability
8.1 No Liability
In no event shall ProsAdviser, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:
- Your access to or use of or inability to access or use the website.
- Any conduct or content of any third party on the website.
- Any content obtained from the website.
- Unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage.
9. Indemnification
You agree to defend, indemnify, and hold harmless ProsAdviser and its affiliates, and their respective officers, directors, employees, and agents, from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including but not limited to attorney’s fees) arising from:
- Your use of and access to the website.
- Your violation of any term of these Terms and Conditions.
- Your violation of any third-party right, including without limitation any copyright, property, or privacy right.
- Any claim that your content caused damage to a third party.
10. Termination
10.1 Right to Terminate
We may terminate or suspend your access to our website immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms and Conditions.
10.2 Effect of Termination
Upon termination, your right to use the website will immediately cease. If you wish to terminate your account, you may simply discontinue using the website.
11. Governing Law
These Terms and Conditions shall be governed and construed in accordance with the laws of [Your Country/State], without regard to its conflict of law provisions.
12. Dispute Resolution
12.1 Negotiation
If a dispute arises out of or relates to these Terms and Conditions or the breach thereof, the parties agree to first attempt to negotiate the dispute in good faith for at least [number] days before having recourse to arbitration.
12.2 Arbitration
Any dispute, controversy, or claim arising out of or relating to these Terms and Conditions or the breach, termination, or validity thereof, shall be finally resolved by arbitration in accordance with the rules of [Arbitration Institution] by one or more arbitrators appointed in accordance with said rules.
12.3 Jurisdiction
Each party irrevocably agrees that the courts of [Your Jurisdiction] shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with these Terms and Conditions or its subject matter.
13. Severability
If any provision of these Terms and Conditions is found to be unenforceable or invalid, such provision will be limited or eliminated to the minimum extent necessary so that these Terms and Conditions will otherwise remain in full force and effect and enforceable.
14. Amendments to Terms and Conditions
We reserve the right, at our sole discretion, to modify or replace these Terms and Conditions at any time. If a revision is material, we will try to provide at least [number] days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
15. Entire Agreement
These Terms and Conditions, along with our Privacy Policy and any other legal notices published by ProsAdviser, shall constitute the entire agreement between you and ProsAdviser concerning the website.